Credit Report and Score Basics


Over the past decade‚ credit scores* have become a big part of almost any loan application — and your credit score impacts your ability to get approved for home loans‚ auto loans‚ credit cards‚ home insurance‚ auto insurance‚ utility accounts‚ apartments‚ jobs‚ bank accounts‚ and even cell phones. Given the challenging financial times‚ it is more important than ever to understand the basics of how credit reports and credit scores work. Get started with our quick guide to the credit world.

Identity Guard® identity and credit monitoring solutions are built around you and your life. Whether you’re traveling the world or shopping and socializing online — we stay focused on helping to protect you from identity theft‚ with a variety of solutions for your identity‚ credit and more. And‚ if you ever do become an identity theft victim‚ our recovery experts will provide the assistance you need to get your life back on track.

Keep informed about the latest threats to your safety. Join the Identity Guard® Facebook group and follow us on Twitter .